Short answer: yes, if you can prove that you will repay the money.
Many places would be willing to give you a loan provided you can prove you have the ability and willingness to repay the debt. As long as you’re not using the proceeds for anything illegal, lenders often don’t particularly care how you intend to use the proceeds.
There are a few basic factors that determine whether or not you can get a loan:
- Your credit score: Lenders like to see that you have a history of repaying debts in a timely manner. If you have repaid your debts on time in the past, you are likely to continue doing so in the future. Conversely, if you have a poor credit score, it will be much more difficult to get a loan.
- Your debt to income ratio: You have to be making enough money to be able to meet the periodic repayments.
- Collateral: It is much easier to get a loan if you give the lender a way to collect the outstanding debt in the event that you default. Cars, for example, are often the collateral for a car loan—if you stop making the payments, the lender can simply repossess the car. However, many places offer unsecured loans, which means they don’t have collateral (but these will have higher interest rates).
Lenders will normally consider other aspects, such as your level of education and type of work, but the three above are the big ones.
Needless to say, before getting a loan be sure that your endeavor is worth putting yourself into debt, and that you have a plan for repaying the loan.
From what I understand, production companies and producers provide the money and work force. Unless you're looking to fund the entire production from the unlikely event that you get a loan from some bank, you've got a hell of a lot of work on your hands (hiring/paying people to build sets, food for actors, cameras, computer effects, etc.)
Or you could just do a kickstarter lol
The world waits with bated breath for the B movie you'll make haha
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